Lyft hikes IPO target to 7072 a share

SAN FRANCISCO — Lyft is raising the price target for its initial public offering in a sign of the excitement surrounding the stock market debut of a ride-hailing service.With the revision disclosed Wednesday, Lyft is now seeking $70 to $72 per share, up from its previous goal of $62 to $68.The adjustment comes after Lyft’s management bankers spent a week meeting with investors to explain why buying its stock makes sense even though the company has an uninterrupted history of losses.The higher price target implies investors are clamouring to buy Lyft’s stock. The proof will come Thursday when a final IPO price is determined, setting the stage for the stock to begin trading Friday morning.The Associated Press read more

Toxic fuel spill fouls Vancouvers English Bay and area beaches

VANCOUVER — An oily purple-blue sheen of a fuel-like substance surrounding a bulk carrier ship has coated water and land in Vancouver’s picturesque English Bay.The spill of the toxic material is raising questions about a slow emergency response and lack of notification to both city officials and the public at a time when tanker traffic through Vancouver waters is expected to increase.An emergency response team was called in Wednesday night to deal with the oil slick on the bay that is surrounded by apartments, businesses and touches on the city’s jewel, Stanley Park.The substance was originally said to be bunker fuel, but later Thursday officials said they couldn’t identify the oily, black material.The coast guard’s Capt. Roger Girouard said the worst-case scenario would be that it is bunker fuel or raw crude. Samples have been sent to a laboratory for testing.Girouard said at a news conference that 1,400 litres of the substance had already been skimmed from the water by crews that worked overnight. The spill was contained as of Thursday afternoon, he said.He said the rough estimate was that 3,000 litres had spilled into the water, which he called “not a massive spill by spill standards, but certainly one that got our attention.”A red and black ship named Marathassa was surrounded by an orange oil-absorbing boom early Thursday morning. Several ships with special equipment were seen cleaning up fuel near the vessel.Girouard said while the spill is clearly surrounding the brand-new foreign cargo ship, the crew has denied anything was coming from the grain vessel. Transport Canada is now investigating.“I can’t definitively say that it came from that vessel, what I do know is when we boomed it, there was no more emergent oil,” he said.He said the company has been “co-operative, but in a guarded fashion.” The ship’s owners could not immediately be reached for comment.Vancouver city officials said they were not notified until 6 a.m. Thursday morning about the spill. Port Metro Vancouver and coast guard first received reports late Wednesday afternoon.“This is obviously something that no one in Vancouver ever wants to see — this kind of contamination of our beaches and our seawaters,” said councillor Geoff Meggs at a news conference.“We will want to find out more about the gap between the spill itself and the notification of our city resources.”Girouard said the coast guard expected the port or the province to contact the city Wednesday night.“Certainly it was not our intent to leave the city in the blind, so I’m happy to review that and re-do the Rolodex around some of these,” he said.Management of the spill is the responsibility of the federal government through the Canadian Coast Guard, the port and a contracted company called the Western Canada Marine Response Corporation.Girouard rebuffed questions about the speed of the emergency response, saying that crews installed the oil-absorbing boom around the ship within six hours.“It’s not always immediate. You smell smoke in your house and first you don’t believe it and then you go and look and now it’s really something,” he said.On Thursday afternoon, glossy water coated in a film of pollution lapped onto the shores of English Bay and Stanley Park’s Second Beach. The city called the substance toxic and warned residents stay out of the water and avoid the high-tied line.Spencer Chandra Herbert, environment critic for the Opposition New Democrats, said the spill raises concerns about Kinder Morgan’s proposed Trans Mountain pipeline expansion, which would increase tanker traffic.“Kinder Morgan wants to put oil tankers with diluted bitumen here which could likely sink into our water,” he said.The Vancouver Aquarium said in a news release that it had deployed its rapid response team to ensure the protection of any fish, seabirds and marine mammals that may be put at risk from the toxic spill.With files from Justin Smallbridge and Cara McKenna read more

UN Security Council once again extends mandate of Cyprus peacekeeping force

The Security Council today extended, through mid-June 2006, the mandate of the United Nations Peacekeeping Force in Cyprus (UNFICYP), which monitors the ceasefire lines extending some 180 kilometres across the island.By a unanimously adopting a resolution to that effect, the Council followed the assessment of Secretary-General Kofi Annan’s report, which said that the situation in Cyprus was calm but “progress toward a political solution remains negligible at best.” “I continue to believe that only the achievement of a comprehensive settlement will bring an end to the Cyprus problem,” Mr. Annan said.Established in 1964 to prevent further fighting between the Greek Cypriot and Turkish Cypriot communities, UNFICYP remains on the island to supervise ceasefire lines, maintain a buffer zone, and undertake humanitarian activities.Urging both parties to avoid any action which could lead to an increase in tension, the Council, through today’s resolution, also expressed concern over the conduct of military exercises that had not been seen since 2001.In addition, it called on the parities to restore the military status quo that existed before 30 June 2000 in Strovilia, a small hamlet inhabited by Greek Cypriots.UNFICYP’s mandate, which was set to expire tomorrow, will now be extended through 15 June 2006. read more

In Tech Women tweet ilooklikeanengineer Facebooks live video Bluray gets 4K home

FILE – This July 9, 2015 file photo shows a bundle of insulated copper telephone cables during a news conference on copper and metal theft, at the Arkansas state Capitol in Little Rock, Ark. On Thursday, Aug. 6, 2015, the Federal Communications Commission is expected to require that phone companies warn residential customers three months before they abandon a copper network. For businesses, six months’ notice would be required. (AP Photo/Danny Johnston, File) In Tech: Women tweet ilooklikeanengineer; Facebook’s live video; Blu-ray gets 4K; home phones by The Associated Press Posted Aug 6, 2015 3:17 pm MDT Last Updated Aug 6, 2015 at 4:00 pm MDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email NEW YORK, N.Y. – Thousands of female engineers, coders, self-described science nerds and other tech superstars joined a Twitter campaign this week to break down stereotypes about what engineers should look like.As of Thursday afternoon, more than 75,000 people used the hashtag #ILookLikeAnEngineer to post photos of themselves and promote gender diversity in technology, according to analytics firm Topsy. The campaign started when Isis Anchalee, an engineer at tech startup OneLogin, got an avalanche of attention after her photo appeared in a recruitment ad for her company.The ad features Anchalee, with long, wavy hair and glasses, smiling in a black T-shirt bearing her company logo. Many people could not believe that an attractive woman could also be an engineer at a tech company and assumed that the company had hired a model for its recruiting efforts.“I didn’t want or ask for any of this attention, but if I can use this to put a spotlight on gender issues in tech I consider that to be at least one win,” she wrote in an essay on Medium. As such, she suggested people use #ILookLikeAnEngineer to post photos of themselves and redefine perceptions of what engineers should look like.From the look of the photos, it’s working. And it’s not only women. Other traditionally underrepresented groups in tech, such as African-American men, have joined in too, as the campaign grows bigger each minute.— Barbara Ortutay, AP Technology Writer___Facebook is launching its own live streaming service — with a catch: It’s only for famous people.The streaming tool, called Live, is part of Facebook’s Mentions app, which lets celebrities, athletes, politicians and other public figures interact with fans. Facebook says Live lets public figures host question and answer sessions, make announcements or take their fans behind the scenes, all in real time.Live comes amid the popularity of two live-streaming apps available to anyone, Meerkat and Twitter’s Periscope. Facebook says it has been planning its service since last year, before Meerkat and Periscope launched.The Live videos will be automatically published to the celebrity’s Facebook page so they can be viewed on demand. The page’s administrators can remove it, just like any other post. Although it’s possible to save streams on Periscope and Meerkat to your phone, this isn’t done automatically.— Barbara Ortutay, AP Technology Writer___Blu-ray players capable of showing movies with super-crisp images will likely hit stores this holiday season.Ultra HD Blu-ray players support four times as many pixels as existing Blu-ray players. The Blu-ray Disc Association will start licensing the technical specifications for such players starting Aug. 24.Currently, content for Ultra HD TV sets, also known as 4K, are limited to certain streaming videos offered by Netflix, Amazon, YouTube and M-Go. IHS estimates that 11.7 million homes worldwide had 4K TVs as of 2014. In addition, some media players from manufacturers like Sony let you watch 4K video downloaded to it.Spending on physical media has been falling, with U.S. packaged disc sales down 14 per cent to $2.8 billion in the first half of the year, while subscription streaming revenue grew 25 per cent to $2.4 billion, according to the Digital Entertainment Group, an industry consortium pairing Hollywood studios and manufacturers.Panasonic demonstrated its Blu-ray player at the International CES gadget show in January and is expected to be among the manufacturers that’ll have a model ready soon.Expect bundles with 4K movie discs — though specific studios and bundle pricing haven’t been announced yet.Ultra HD Blu-ray discs will provide picture quality up to resolutions of 3,840-by-2,160 pixels (which is known as 4K).They will also support high frame rates up to 60 frames per second for hyper-realistic motion and object-based surround sound, including the Dolby Atmos and DTS:X formats, though studios decide which movies get those upgrades on a case-by-case basis.— Ryan Nakashima, AP Business Writer___The Federal Communications Commission has approved new rules designed to help people reach 911 and prepare for changes in home phone service as the old copper network that powers it gets replaced.Companies such as AT&T and Verizon will have to let customers know when they’re turning off the copper network so customers can figure out if they need to change services that depend on it, including home burglar alarms and medical monitoring systems. They’ll give home customers at least three months’ notice.“Changing technology is not a rationale for stifling service or competition,” FCC Chairman Tom Wheeler said during Thursday’s meeting. “Changing technology does not change responsibility.”Another set of rules also mandates that when phone and cable companies sell Internet-based home phone systems that look and feel like an old-school phone, they must let customers know their limitations. That includes service going out when the power does, which can be dangerous in an emergency if someone needs to reach 911. Now home phone providers must sell backup batteries with at least eight hours of standby time. They will have to sell batteries that would last for 24 hours within three years.Some consumer advocates are concerned that the batteries will be expensive for lower-income customers. Verizon sells an eight-hour backup battery for $40.The rules are expected to go into effect in a few months.The FCC also outlined procedures for next year’s auction of “spectrum,” the airwaves that let you make calls, use the Internet on your phone and carry broadcast TV signals. The government wants to shift some of these signals from broadcasters to wireless carriers as people spend more time on their smartphones and tablets.If the auction works, broadcast TV stations — the ones you can watch for free with an antenna — could choose to give up their channels. Those broadcasters would receive a share of payments from wireless carriers like Verizon, AT&T, T-Mobile and Sprint, with the rest going to the government.— Tali Arbel, AP Technology Writer read more

UNbacked report finds urgent need for greater headway to achieve world education

There is an urgent need for greater headway in education without which, on current trends, the world will be half a century late for achieving the education-related goals contained in the 2030 Agenda for Sustainable Development, according to a new United Nations-backed independent report.“A fundamental change is needed in the way we think about education’s role in global development,” the Director-General of the UN Educational, Scientific and Cultural Organization (UNESCO), Irina Bokova, said in a news release on the launch and findings of the Global Education Monitoring (GEM) Report, entitled ‘Education for People and Planet,’ which UNESCO commissioned.“Now, more than ever, education has a responsibility to be in gear with 21st century challenges and aspirations, and foster the right types of values and skills that will lead to sustainable and inclusive growth, and peaceful living together,” Ms. Bokova added.On 1 January 2016, the 17 Sustainable Development Goals (SDGs) of the 2030 Agenda for Sustainable Development — adopted by world leaders in September last year – officially came into force. Over the next fifteen years, with the aim of achieving the SDGs, countries will mobilize efforts to end all forms of poverty, fight inequalities and tackle climate change, while ensuring that no one is left behind. In particular, Goal 4 of the SDGs is centred on ensuring inclusive and equitable quality education and promoting lifelong learning opportunities for all.According to the GEM Report, which tracks worldwide progress towards UN global education targets, currently, the world will not achieve universal primary education before 2042, universal lower secondary education before 2059 and universal upper secondary education before 2084.In relation to the environment, the GEM Report finds that education systems need to step up in this area. While in the majority of countries, education is the best indicator of climate change awareness, half of countries’ curricula worldwide do not explicitly mention climate change nor environmental sustainability in their content. Children conduct a science experiment in a classroom in Harar, Ethiopia. UN Photo/ Eskinder Debebe. For example, the report notes, in countries belonging to the Organisation for Economic Co-operation and Development, almost 40 per cent of 15-year-old students only have basic knowledge about environmental issues, according to the report. Also, despite being one of the regions most affected by the effects of environmental change, sub-Saharan Africa has far fewer mentions of sustainable development in its curricula in comparison with Latin America, Europe and North America. “If we want a greener planet, and sustainable futures for all, we must ask more from our education systems than just a transfer of knowledge,” the Director of the GEM Report, Aaron Benavot, said in the news release. “We need our schools, universities and lifelong learning programmes to focus on economic, environmental and social perspectives that help nurture empowered, critical, mindful and competent citizens.” read more

Losing Draft Picks Hurts The Patriots More Than Tom Bradys Suspension

UPDATE (Sept. 3, 10:45 a.m.): Sure, Tom Brady can play a full season again after a judge reversed the league’s four-game suspension. But the Patriots still lost a first-round draft pick in the Deflategate fracas. In May, Neil Paine wrote that the draft pick was the real penalty for the Patriots. We originally published this article after the punishment was first announced. In the wake of the NFL’s Deflategate report, the league announced late Monday that it would fine the New England Patriots $1 million, suspend quarterback Tom Brady for the first four games of the 2015 season, and strip New England of two draft picks — a first-round pick in 2016 and a fourth-rounder in 2017.After news of the disciplinary action broke, much of the coverage has centered around the loss of Brady and how his absence will affect the Patriots next season. Certainly questions abound in that department; chief among them is whether backup QB Jimmy Garoppolo can steer the ship while Brady sits. In response to the punishment, sportsbooks in Las Vegas downgraded New England’s line by 4 points in their opener against the Pittsburgh Steelers and have scratched half a win off the team’s 10.5-win opening over/under (now it’s 10.0, according to Westgate Las Vegas SuperBook).1A half-win may seem like a somewhat modest amendment — after all, whenever a future Hall of Fame quarterback is lost, there’s always the concern that the team will completely fall apart without him — but even an extra half-loss could have big implications for New England’s Super Bowl odds.Lost amid the hand-wringing over Brady’s suspension, though, is the value of the lost draft picks. Teams with New England’s 2014 Simple Rating System (SRS) score tend to pick 22nd in the first round of the draft two years later and 21st in the fourth round (or 117th overall) the year after that. Those numbers probably understate the quality of the picks, since without four games of Brady, the Pats may fare worse than the average 10.9-SRS team. But they serve as a good gauge of what the Patriots were stripped of in Monday’s decision.Turning to Chase Stuart’s invaluable research on the value of draft picks, those two picks are worth 19.2 points of marginal Approximate Value (AV) over the first five years of the draftees’ careers. Brady himself has averaged 15.7 AV per season over the past three years, and a replacement-level QB produces about 8.5 AV per 16 games, so Brady’s marginal value in the first four games of the 2015 season figured to be somewhere between 1.5 and 2 points of AV.In other words, according to AV, the cost of New England’s two lost draft picks dwarfs the cost of Brady’s four-game suspension (assuming its original length is upheld after appeals). While the latter will cause a glaring hole in the Patriots lineup on opening day, the former is a long-term disadvantage that may ultimately prove more damaging. read more

Football Ohio State head coach Ryan Day in no rush to name

Ohio State freshman quarterback Justin Fields speaks to the media for the first time on National Signing Day on Feb. 6. Credit: Colin Gay | Sports EditorK.J. Hill did not think he would be back for his fifth and final season.He left the Rose Bowl on Jan. 1 thinking his career as an Ohio State wide receiver was over. But he made the decision to follow in the footsteps of those before him — Parris Campbell, Terry McLaurin and Johnnie Dixon — to come back for one more year as the veteran guy in the receiver room. It was not until Hill returned to campus for the spring that he met sophomore quarterback Justin Fields, the heralded five-star recruit who spent his freshman season at Georgia. On Wednesday, Ohio State’s first spring practice, both were on the field, Fields taking snaps and Hill running routes, trying to duplicate the same chemistry quarterback Dwayne Haskins had with his three fifth-year receivers. “You know, first day, kind of nervous,” Hill said. “But all of us just have to get our timing right with each other.” Fields’ nerves were visible early in the practice period, overshooting receivers on short, 10-yard curl routes, leading receivers too far on out routes. But to head coach Ryan Day, those mistakes are going to happen. The former quarterbacks coach said his players are allowed to fail because failing leads to growth. The head coach said the quarterback who learns from his mistakes best usually wins the starting job. And yes, Day said there will be a competition for the starting quarterback job, though Fields remains the heavy favorite to win the starting spot. “It’s going to be a battle Day One,” Day said. “The guys were out there, we were splitting up the reps. During the spring, Mike [Yurcich]’s going to roll those guys in and out. Everyone is competing.” The head coach said he does not have a timetable to determine whether Fields or redshirt freshman Matthew Baldwin will be the starting quarterback, but both will get equal reps with the first-team offense, something he said is healthy at every position. Day said Baldwin has been in the offense for a year, but he has not had the opportunity to run it with the first team cut. He said the redshirt freshman looked good doing that in the first practice of the spring. As for Fields, the head coach described him as a quick learner, doing a nice job in the meetings learning the offense with passing game coordinator and quarterbacks coach Mike Yurcich, who is in his first season with Ohio State. At this point of the season, Day said it was good to go out onto the field to get a feel for what the quarterback room — specifically Baldwin and Fields — can handle. “Who are they? What is their identity going to be?” Day said. “It’s Day One, so it’s hard to tell.” The expectations remain to find a leader behind center who has the ability to move the ball downfield consistently and have a way to self-diagnose strengths and weaknesses to better suit the offense the quarterback is running. But Day is realistic. He said he expected for the spacing and timing of balls  thrown from his quarterbacks to be off. “Shoot, that’s even normal in the NFL,” Day said. As practice went on, the head coach said the timing from all the quarterbacks improved and the ball came out well. Despite acknowledging there is a long way to go with a long list of things to improve, Day said that he was encouraged by what he saw in the first practice of the spring. And that is why he wants time. No matter the expectations behind Fields, the head coach said he wants to be prepared for whatever happens prior to the season opener against Florida Atlantic on Aug. 31. “You don’t really know how it’s going to play out,” Day said. “It’s one thing I learned a long time ago — to do all that early on doesn’t help at all, it doesn’t do anybody any good.” Day is not focused on naming a starting quarterback. Instead, he’s helping lead quarterbacks to learn the offense to prepare for the starting job. read more

Teen busted with unlicenced gun ammo

Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Related3 females in custody for unlicenced .32 pistol, sub-machine gun, ammoJanuary 11, 2018In “Crime”Miner arrested for illegal possession of gun, ammoFebruary 10, 2015In “Crime”Gun, ammo found during Police raid at Diamond – male suspect found hiding in ceiling of one-flat houseNovember 13, 2016In “Crime” The gun and ammo in questionPolice in ‘A’ Division on Friday at Emerald Tower Road, Soesdyke/Linden Highway, detained a 17-year-old male of the same community after he was found in possession of three live rounds of.32 ammunition and.32 revolver.The matter is being investigated. read more

Weve fostered 15 children in the beginning I thought we were going

first_img By Anonymous Anonymous 35,498 Views Sunday 25 Feb 2018, 8:00 PM Share460 Tweet Email3 Short URL Feb 25th 2018, 8:01 PM center_img 21 Comments ‘We’ve fostered 15 children, in the beginning I thought we were going to save the world’ “The most rewarding thing about fostering is seeing the potential in children that was sometimes overlooked when they were younger.” I HAVE ALWAYS loved children and both my husband and I were raised in loving and nurturing environments by single parents.This instilled in me a belief that every young person has an entitlement to feel loved, valued and secure regardless of personal circumstances.I was at home full time caring for my three children and also doing some child-minding when I saw an advert in the local paper looking for foster carers.I knew there were loads of children who deserved what my own children would get, and we had the room in both ourselves and our home. My husband was probably dragged with me on our initial fostering journey but he was 100% supportive and quickly became totally on board.That was at the end of 2006 and since then we’ve gone on to foster 15 children and young people. Some children have only needed to stay with us for a few weeks and some stayed with us for years. They were all different ages and they all had different needs.In the beginning I thought we were going to save the world. However, the reality is that the young people we’ve fostered have done more for us as a family than we could have ever imagined.‘We are a family who fosters’At the start, we were anxious about how fostering would impact on our own children and we didn’t think about all the positives that young people bring to a household.Don’t get me wrong, there have been challenges along the way as well. When a placement begins, it can be an unsettling time for everyone in the house. What we do is ensure that each child, birth and fostered, has their own space in the family and that this is protected.We plan and prepare for each new placement with our children. We talk it through together as a family because we all foster, it is not just something my husband and I do, we are a family who fosters.The children also write letters to the prospective children telling them how much they are looking forward to sharing their home with them. This can make the move to a strange house with new people a lot easier for a child if they know that the other children in the house want them to be there.Our extended families on both sides have also been extremely supportive of our fostering. Any children in our care are always included in extended family occasions like weddings, communions and birthday celebrations.Equally we have been able to turn to family in tough times for a lending ear, of course they question our continuing to foster at these times, but our decision to continue is always respected.My father moved into our home for care reasons two years ago and both my current and past foster children refer to him as granddad.‘Not saving people, but keeping them safe’The most rewarding thing about fostering is seeing the potential in children that was sometimes overlooked when they were younger. It’s a real privilege to see this potential blossom through nurturing and support and for them to reach a target that they would previously never have dreamt of.I was privileged to recently play a key role in the wedding ceremony of a young woman we had previously cared for, in the absence of her birth family. We continue to be involved in key events in her life such as the births of her children.My daughter is also going on holidays with our first foster child soon. This child has not lived with us constantly for the past five years but has celebrated every Christmas with us since moving on.My misconception of fostering when we began was that we were going to change young people’s lives and save them. My reality now is that changing the world for these young people is not the challenge, it’s accepting the world through their norms.This for us means fostering not just the young person but also their beliefs, values and their families norms and values and finding a safe and healthy way to merge this with our own families norms and values.We are not tasked with saving these young people but keeping them safe, reaching this realisation takes time, experience and a lot of hard work. For us as a family the wonderful young people who we now consider family certainly outweighs the challenges we’ve met along the way.Fostering First Ireland (FFI) are hosting awareness week events across the country from 26 February – 2 March. http://jrnl.ie/3866470 Tweet thisShare on FacebookEmail this articlelast_img read more

Big hop for Vancouver malt supplier

first_imgCraft beer continues to pay off for Great Western Malting Co.The Vancouver malt supplier will take over Sunlight Supply’s old space at the Port of Vancouver after port commissioners voted 3-0 to approve the move. Sunlight Supply, which sells hydroponic gardening supplies and lighting, recently constructed a new, much larger facility in the Centennial Industrial Park.The move more than doubles space for Country Malt, its subsidiary that specializes in craft beer supplies.Executives for the malt companies said more growth is in the hopper after it made big investments in new equipment over the past year. The new space also helps bring 12 workers from other Vancouver locations under one roof.“We’ve been growing considerably for the last several years,” said Brian Bechard, president of Country Malt, though he declined to be more specific. “As craft beer continues to grow throughout the years, we’ve needed to increase that capacity.”U.S. beer sales plateaued in 2016, according to the Brewers Association, but sales of craft beer grew 10 percent. The craft beer segment netted $23.5 billion last year, nearly a quarter of all beer sales.“As they grow, so do we,” said Bechard, noting that Vancouver alone has added microbreweries year after year. “What you’re seeing in the Vancouver area is very similar to what’s happening in other markets in the U.S. — a drive toward local, smaller breweries whose distribution isn’t much further than the end of a bar.”last_img read more

Senate Passes Jobs Bill Including Biodiesel Tax Provisions

first_imgMove provides another window of opportunity for passage of landmark incentiveThe American Soybean Association (ASA) and the National Biodiesel Board (NBB) applauded the Senate’s passage of a bill that includes a tax incentive designed to encourage consumers to use biodiesel. Last night, the Senate passed S. 1637, repealing the Foreign Sales Corporation/Extraterritorial Income (FSC/ETI) exclusion. Authored by U.S. Senator Chuck Grassley (R-IA), the measure includes a federal excise tax credit for biodiesel, a cleaner-burning alternative to petroleum diesel made from renewable resources like soybeans grown here in the U.S.”It makes sense to use the tax code to develop alternative energy,” Grassley said. “Cutting taxes is an effective way to encourage positive, environmentally conscious ways to produce electricity and fuel. This is a good, green energy tax package. Anyone who’s pumped gas lately will appreciate alternative fuel incentives.””We can’t thank Senator Grassley enough for his commitment to biodiesel,” said ASA President and NBB Director Ron Heck from his farm in Perry, Iowa. “Securing passage of a biodiesel tax credit is the top legislative priority of both organizations, and we’re fortunate to have a champion like Senator Grassley that shares this priority.”Biodiesel has strong bi-partisan support in Congress. Thanks to the leadership of Senators Grassley, Blanche Lincoln (D-AR) and others, the biodiesel tax credit was included in the energy bill, which the full U.S. House of Representatives approved last fall, as well as the transportation bill that the Senate approved in February. The tax credit amounts to one penny per percentage point of biodiesel blended with petroleum diesel. The incentive will be available to diesel excise taxpayers and other fuel distributors who purchase biodiesel and blend it into diesel fuel, and the savings will be passed on to consumers in both taxable and tax exempt markets.”Senate passage of this bill is an encouraging step toward enactment of key biodiesel tax incentive provisions,” said Bob Metz, chairman of the National Biodiesel Board and ASA Executive Committee member from South Dakota. “Greater biodiesel use will benefit all Americans, and we urge our leaders in Congress to act on this important measure.”With yesterday’s vote, the debate over FSC/ETI moves to the House. If the House adopts its FSC/ETI repeal measure, the debate will proceed to Conference, where the differences between the two measures would be reconciled. The biodiesel tax credit is not included in the House version of the FSC/ETI repeal.”ASA and NBB have said all along that the biodiesel tax credit must be signed into law, no matter what the legislative vehicle is. The FSC/ETI measure is one option, which we will pursue with vigor. But we’ll also continue lobbying aggressively for the inclusion of our tax incentive in both the energy bill and transportation bill,” concluded Heck.Biodiesel works in any diesel engine with few or no modifications. It can be used in its pure form (B100), or blended with petroleum diesel at any level—most commonly 20 percent (B20). More than 400 major fleets use biodiesel commercially nationwide. More than 200 retail filling stations also make biodiesel available to the public, and hundreds of petroleum distributors carry it nationwide.A U.S. Department of Energy and U.S. Department of Agriculture full lifecycle emissions study found that for every unit of fossil energy needed to make biodiesel, 3.2 units of energy are gained. In contrast, it takes 1.2 units of fossil resources to produce 1 unit of petroleum diesel. Biodiesel reduces emissions, and it is nontoxic, biodegradable and essentially free of sulfur and aromatics. Biodiesel offers similar fuel economy, horsepower and torque to petroleum diesel while providing superior lubricity. It significantly reduces emissions of carbon monoxide, particulate matter, unburned hydrocarbons and sulfates. On a lifecycle basis, biodiesel reduces carbon dioxide by 78 percent compared to petroleum diesel.last_img read more

Flag Day event features Pause for the Pledge

first_imgLocal fifth-graders will have a dual role in Friday’s annual Flag Day Ceremony at the Fort Vancouver National Site.The event will take place at 3:30 p.m. at the Parade Ground bandstand across from the Grant House, 1101 Officers Row.Dressed in 18th-century costumes, students from Vancouver’s Marshall Elementary will speak about the meaning of the flag from the perspective of the American Revolution. Students from Evergreen’s Sunset Elementary will challenge Clark County’s mayors to an American history quiz.All students will then preside as judges for the fourth annual Mayors of Clark County Patriotic Tie Competition.The Flag Day Ceremony also includes the annual National Pause for the Pledge, which will be led by U.S. Air Force Master Sgt. Jason Gonce.The ceremony is presented by Veolia Water and organized by the Fort Vancouver National Trust.last_img read more

Cygnus Cuts 6 Percent of Workforce

first_imgCygnus Business Media has eliminated 30 employees company-wide, or about 6 percent of its overall workforce. A number of the cuts are a result of a consolidation of the company’s production and design teams, the company said.Cygnus also said it is suspending publication of Photo Trade News (PTN) and Studio Photography, as well as Imaginginfo.com. “While new opportunities for these publications are being explored, the positions associated with these properties have been eliminated,” a spokesperson said.Fewer than 10 of the 30 eliminated positions were associated with PTN and Studio Photography, Cygnus said.Earlier this year, Cygnus eliminated its 401(k) contribution program and froze employee salaries. Cygnus owners ABRY Partners has been exploring a sale of the b-to-b publisher since last summer. Wasserstein and Co. emerged as the likely buyer and a deal was expected to be finalized last August. By November, however, negotiations dissipated and the groups “went in different directions.” The company has since been negotiating another deal. The spokesperson says negotiations are “ongoing.”Cygnus’ co-CEOs Carr Davis and Tony O’Brien stepped down in January and were replaced on an interim basis by Charlie Carnaval, an executive with Zolfo Cooper, a New York-based firm that specializes in corporate restructuring and interim management solutions.last_img read more

Im virtually confined to my village home Moudud

first_imgMoudud Ahmed. File PhotoBNP senior leader Moudud Ahmed on Tuesday alleged that he could not go out as he was virtually confined to his village home in Noakhali.“I’ve been virtually confined to my house here since 16 August. Law enforcers guard around my house throughout the day so that I cannot go out,” Moudud told Prothom Alo over phone on Tuesday.However, the BNP leader along with several leaders and activists had gone out early Tuesday before the policemen reached his house.Bangladesh Nationalist Party (BNP) standing committee member Moudud Ahmed visited some areas of his constituency in Noakhali.Moudud, also a former vice president and law minister, went to Norottompur area of Kabirhat upazila around 11:00am to offer Fateha at the graves of ‘Chhonkholar Dorbesh Hujur’ and upazila former BNP leader and union parishad (council) chairman Nizamuddin.Some local leaders of ruling Awami League and its associate bodies there obstructed and hurled abusive words languages at him, Moudud alleged adding that he left the place for Companiganj after finishing Fateha.Kabirhat municipality BNP president Mustafizur Rahman alleged the AL men also beat up BNP leaders and activists.Local BNP leaders Abul Rashed, Noor Alam Chwodhury and Hafiz Uddin were injured and they received treatment at a local hospital, Mustafizur claimed.Kabirhat upazila AL president Nurul Amin denied the allegation outright.Kabirhat upazila police station officer-in-charge Mirza Mohammad Hasan said the BNP men carried out attacks on Bangladesh Chhatra League leaders and activists who were heading to upazila sadar to attend a programme to mark the 21 August grenade attack on an AL rally in Dhaka. The police reached there and brought the situation under control.The police official claimed there was no incident of obstructing Moudud when he was going to offer Fateha at graves.last_img read more

A fruitful summer

first_imgAs the summer season peaks in Delhi, the annual ‘Mango Mela’ of the government of West Bengal is back to provide a delicious, sweet treat to the fruit connoisseurs of the national Capital. This is the fifth edition of Bengal mango festival being held in Delhi, which was formally inaugurated this Saturday, June 17, in the presence of R D Meena, Advisor, Industries and Officer on Special Duty, Government of West Bengal, Shantamanu, Development Commissioner, Handlooms, Government of India, and senior officials of the State Government. Also Read – Add new books to your shelfThe exhibition, which will be on display at the AC Hall at the Second Floor of Handloom Haat, Janpath, Connaught Place, till June 25, is bringing together delectable mango varieties such as Himsagar, Langra, Gopal Bhog and Laxman Bhog, from Malda, Murshidabad and Bankura districts of West Bengal. Not just mangoes, for the true lovers of the fruit, there are products too such as pickles, jams, jellies and the much sought after Aam papad at the Malcos, Malda Mango co-operative society stall too. Also Read – Over 2 hours screen time daily will make your kids impulsiveThe mangoes are being sold at a rate of Rs 80 or Rs 100 per kg, depending on the type of the mango. “This year we have had a bumper production of mangos across the state. In the first lot we are carrying 5500 kg from Bengal, and depending on the demand we will further replenish our stock,” said Krishnendu Nandan, Deputy Director of Horticulture Department, Malda.While from Malda more than 5 tonne mangoes have been brought in, Bankura isn’t far behind with 4 tonne mangos in their baskets. “In Bankura, the Amrapalli variety is the most popularly grown, and here too people enjoy that taste. We have brought both Amrapalli and Mallika from state gardens across the district,” said an enthusiastic Buddhadeb Chatterjee, who stood behind the Bankura Mangos stall. “We have received immense support from the state government, in terms of financial and man-power assistance; else it would be difficult for us to revive all costs. We have been preparing since the last 3 months, but by God and nature’s grace this year we have had massive production across the State,” said Tinku Ghosh, Chairman, of Banga Agro-Producer Company Limited.The Mango Mela, saw enthusiastic visitors, some who came to reminisce their lost time back home in Bengal, and gladly dipped into the other delicacies on display. “Until we taste the Lyangra, or the Amrapalli, we do not feel summer is completely here. This is a great initiative by the government, and we hope to witness many such events in the future,” said Amal Ghosh, a resident of Laxmi Nagar, who has been living in the national capital since the last 15 years. There were also many happy Delhiites who came to taste the sweetness of the famous Bengal mangos. “We came here last year also, this is our second time. We both are devoted to mangos, and the variety here is quite nice. We will be taking back quite a few for our home!” said Reetika and Ankit, a young couple who came from Ashok Vihar. Select handloom and handicrafts from Bengal will also be on display for sale at the venue till June 24. A special cultural soiree was organized at the courtyard of Handloom Haat for the inaugural evening – comprising colourful performances by a Delhi-based Bangla band and a dance troupe. Sahajiya, a well-known folk music group from Kolkata, will stage a program at the same venue on the evening of June 24. The initiative is being supported by the Departments of Food Processing Industries and Horticulture, Industry, Commerce & Enterprises, Tourism and Information & Cultural Affairs, Government of West Bengal, as well as the offices of the respective District Magistrates. The Office of the Resident Commissioner, Government of West Bengal, is coordinating the event.last_img read more

Colin Belichick outsmarted himself by benching Malcolm Butler Video

first_imgPatriots nation is looking for answers after New England’s Super Bowl loss to Philly, and many have zeroed in on Bill Belichick’s surprise decision to bench starting cornerback Malcolm Butler as a  key factor in the loss.Today, Colin joined those questioning Belichick’s decision to bench a corner who started 17 games this season.In a game where the Patriots seemed incapable of shutting down the Philly passing game, and weren’t able to generate a pass rush, it’s hard to imagine that Butler wouldn’t have been more effective than his reserve replacement Eric Rowe.Belichick may be the greatest football coach of all-time, but he outsmarted himself by benching Butler.“Don’t be the genius who believes everything he reads about being a genius.”.@ColinCowherd questions Bill Belichick’s decision to bench Malcolm Butler pic.twitter.com/AxxOTbSBRF— Herd w/Colin Cowherd (@TheHerd) February 5, 2018last_img read more

HP Spectre x360 vs Lenovo Yoga C930 Which 2in1 Wins

first_imgDesign (10)98 Battery Life (hrs:mins)12:0710:10 Overall (100)8881 ColorsDark Ash Silver; Poseidon BlueIron Gray; Mica HP Spectre x360 (2019)Lenovo Yoga C930 Battery Life (20)1917 PortsUSB 3.1, 2 Thunderbolt 3, microSD card, headphoneUSB 3.1, 2 Thunderbolt 3, headphone Keyboard/Touchpad (15)1412 SSD256GB256GB Ports (10)87 Webcam1080p720p Size 12.2 x 8.6 x 0.6 inches12.6 x 8.9 x 0.6 inches Weight2.8 pounds3.1 pounds RAM8GB12GB Key Travel1.4mm1.3mm Display13.3-inch, 1080p or 4K13.9-inch, 4K or 1080p Geekbench 414,93513,952 by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeVikings: Free Online GameIf you’re over 40 – this game is a must!Vikings: Free Online GameUndoKelley Blue Book5 Mid-engine Corvettes That Weren’tKelley Blue BookUndoGrepolis – Free Online GameGamers Around the World Have Been Waiting for this GameGrepolis – Free Online GameUndoCNN International for ANAWhy Tennis Pundits Are Tipping This WomanCNN International for ANAUndoVerizon WirelessThis new phone will blow your mind.Verizon WirelessUndoTODAYPolice Identify Girl Licking Ice Cream Tub In Viral VideoTODAYUndoAdvertisement Display (15)1412 Starting Price$1,149.99$1,070 If you want the best 2-in-1 laptop, then the HP Spectre x360 and Lenovo Yoga C930 should be at the top of your list. HP’s new Spectre x360 is one of the most attractive laptops on the market and it lasts more than 12 hours of a charge. The laptop also has an extremely vivid display and its Core i7-8565 CPU offers strong performance.The Yoga C930 quickly rose to the top of our best 2-in-1 rankings when it launched last year. We love its utilitarian design, which sports a soundbar hinge, a stylus slot, and a sliding webcam cover. The lightweight Yoga C930 also lasts a full day on a charge and its Core i7 CPU can run even the most demanding programs.MacBook Air vs MacBook Pro: Which 13-inch MacBook Is Right For You?Apple’s entry-level MacBook Air and Pro look pretty similar, but our testing proved they differ in crucial ways.Your Recommended PlaylistVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9接下来播放Which Cheap Tablet Is Best? Amazon Fire 7 vs Walmart Onn02:45关闭选项Automated Captions – en-USAutomated Captions – en-USAutomated Captions – en-US facebook twitter 发邮件 reddit 链接https://www.laptopmag.com/articles/hp-spectre-x360-vs-lenovo-yoga-c930?jwsource=cl已复制直播00:0003:4603:46 So, which of these excellent 2-in-1 laptops is right for you? Let’s take a closer look.HP Spectre x360 (2019) vs. Lenovo Yoga C930: Specs Comparison CPUIntel Core i7-8565U Intel Core i7-8550U Performance (20)1817 Value (10)68 DesignThe Spectre x360 and Yoga C930 are two of the sleekest laptops on the market. But if I had to choose one based on design alone, I’d go with the Spectre x360.With golden chamfered corners and faceted edges, the elegant Spectre x360 looks more like jewelry than tech. More chrome gold trim frames the deck as well as the touchpad, making this luxurious laptop appear even more expensive. Also on the Spectre x360’s aluminum chassis is a discrete fingerprint sensor and a stylish speaker grille shaped in a triangular pattern, while HP’s modern logo, embossed in gold, is centered on the lid.New to the Spectre is a physical switch that cuts power to the webcam, so you don’t have to worry about snooping eyes when you’re not teleconferencing. Not conforming to the boring silver chassis we see from its competitors, HP offers the Spectre x360 in two distinctive color variants: Dark Ash Silver and Poseidon Blue.Lenovo took a utilitarian approach with the Yoga C930, adding functionality at the expense of aesthetics. Lenovo replaced the previous model’s watchband-style hinge with a more practical soundbar. On the rear of the Yoga C930 is a pen slot for the included stylus, and there is a slider to cover the webcam when it’s not in use.While it won’t stand out like the Spectre x360, the Yoga C930 is still attractive in its own right. The laptop has a stylish minimalist design, with its gunmetal gray lid and chrome accents. And unlike the Spectre x360, the display on this razor-thin aluminum slate is bordered by very thin bezels.We had no problems converting both of these 2-in-1s into tablets by flipping their displays back 360 degrees. They can also be positioned into tent mode for displaying content or presentations.MORE: Best and Worst Laptop BrandsYou can easily split these notebooks into your backpack and take them on trips. However, the Spectre x360 is the more portable device, although that’s to be expected given its smaller display. At 12.2 x 8.6 x 0.6 inches and 2.8 pounds, the 13.3-inch Spectre x360 is smaller and lighter than the 13.9-inch Yoga C930 (12.6 x 8.9 x 0.6 inches, 3.1 pounds).Winner: Spectre x360Buy on Best BuyPortsThe port selection on these laptops is nearly identical, but a microSD card slot gives the Spectre x360 an edge.A Thunderbolt 3 port, a headphone jack, and a microSD card slot take up the right side of the Spectre x360, while a lone USB 3.1 Type-A port is housed on the left. There is also a second Thunderbolt 3 input cleverly located on the laptop’s chamfered right corner.You’ll find all of the Yoga C930’s ports on the left side of its chassis. Those include a USB 3.1 Type-A port, two Thunderbolt 3 inputs, and a headphone jack.  Winner: Spectre x360Buy on Best BuyDisplayThe Yoga C930 has a larger display than the Spectre x360, but the panel on the HP laptop is brighter and more colorful.Both laptops have 1080p displays, so they should be equally sharp, although the Spectre x360 has a slightly higher pixel density.The HP Spectre x360’s 13.3-inch, 1080p panel covers 150 percent of the sRGB color gamut, which is significantly higher than the Yoga C930’s 100 percent. The premium laptop category average is between those results, at 118 percent.MORE: Laptops with the Best Display BrightnessNeither display impresses when it comes to brightness, but the Spectre x360’s panel is a bit more luminous, reaching a peak of 287 nits compared to the Yoga C930’s 273 nits. Both of those results are below the 329-nit category average.  Winner: Spectre x360Keyboard and TouchpadI’d have no complaints using either of these laptop’s keyboards, but the Spectre x360’s is more comfortable to type on.Despite its slim size, the Spectre x360’s keys have 1.4 millimeters of travel, which is close to our 1.5mm preference. And with 70 grams of actuation force, the chiclet-style keys are punchy and provide a nice, weighty tactile click. The keys are large and well-spaced and there are multiple brightness levels for backlighting.The keys on the Yoga C930 are a bit more shallow, at 1.3mm, and a high 75 grams of actuation force make them feel somewhat stiff. On a positive note, the slightly curved keys are large and smartly arranged. Overall, the Yoga C930’s keyboard isn’t as comfortable as the Spectre x360’s, but it’s a step above the average ultrabook.The Spectre x360’s 4.7 x 2.3-inch touchpad is longer but more narrow than the Yoga C930’s 4.1 x 2.7-inch touchpad. I had no problems using either surface to execute Windows 10 gestures, like pinch-to-zoom and three-finger swipe to switch between windows.  Winner: Spectre x360PerformanceBoth of these laptops offer excellent performance, but the Spectre x360 has the slight advantage thanks to its newer Intel Core i7-8565U CPU.Our Spectre x360 review unit — equipped with an Intel Core i7-8656U CPU and 8GB of RAM — scored a 14,935 on the Geekbench 4.3 overall performance test, narrowly topping the Yoga C930 (Intel Core i7-8550U with 12GB of RAM) and the category average (13,293).MORE: Laptops with the Best Productivity PerformanceThe 256GB PCI NVMe M.2 SSD inside the Spectre x360 duplicated 4.97GB of mixed-media files in 13 seconds for a rate of 391.5 megabytes per second on our File Transfer test. Again, the HP laptop narrowly outpaced the Yoga C930 and its 256GB PCIe NVMe SSD, which completed the task at a rate of 339.3 MBps. Blazing fast hard drives like those on the MacBook Pro have raised the category average to 548.4 MBps.In our Handbrake video transcoding test, the Spectre x360 took 22 minutes and 30 seconds to convert a 4K video into 1080p resolution. This time, the Yoga C930 came out in front with a shorter time of 20 minutes and 34 seconds.With their integrated Intel UHD 620 GPUs, neither of these laptops are gaming powerhouses. The Spectre x360 scored a 90,977 on the 3DMark Ice Storm Unlimited benchmark test, which is a bit higher than what the Yoga C930 (85,758) netted. In our real-world test, the Spectre x360 played the racing game Dirt 3 at 56 frames per second whereas the Yoga C930 topped out at 37 fps.  Winner: Spectre x360Battery LifeBoth of these 2-in-1s easily last a full day on a charge, but the Spectre x360, once again, edges out the Yoga C930.The Spectre x360 lasted an outstanding 12 hours and 7 minutes on our Laptop Mag battery test, which involves continuous web surfing over Wi-Fi at 150 nits of screen brightness. The Yoga C930 also put up an excellent result, at 10 hours and 10 minutes, but it just can’t keep up with the Spectre x360.Both of these laptops are available with optional 4K displays. While we haven’t tested them, you should expect shorter runtimes from those models.  Winner: Spectre x360Value and PriceWith a starting price of $1,359, the Spectre x360 costs a bit more than its competitors. The good news is that the 1080p base model has some strong components, including an Intel Core i7-8565U CPU, 8GB of RAM and a 256GB SSD. For about $100 more, you can opt for a SureView display and double RAM and storage capacities to 16GB and 512GB, respectively. For $1,549, the top-of-the-line Spectre x360 has the same specs but a 4K display.Unlike the Spectre x360, the Yoga C930 is available with a Core i5-8250 CPU. That $1,069 base model also comes with 8GB of RAM and a 256GB SSD. A Yoga C930 with comparable specs to the base Spectre x360 — a Core i7-8550U CPU, 8GB of RAM and a 256GB SSD — costs about $150 less, at $1,210. On the high end, a 4K Yoga C930 with a Core i7 CPU, 16GB of RAM and a 1TB SSD costs $1,510. You can customize any of the FHD Yoga C930 models with a 4K display for an extra $200.Winner: Yoga C930Overall Winner: Spectre x360 HP Spectre x360Lenovo Yoga C930 This seemed like a dead-even matchup going in, but the Spectre x360 won six of the seven rounds. A closer look reveals that while both laptops excel in each of those categories, the Spectre x360 just edges out the Yoga C930. The Spectre x360 has longer battery life, a more vivid display, and a better keyboard. Also, the Spectre x360’s newer Core i7-8565U CPU offers a slight bump in performance to what the Yoga C930 offers. In conclusion, the Spectre x360 is a better overall laptop than the Yoga C930. However, if you want to save some money or need a place to store your stylus, the C930 is still an excellent option. Credit: Laptop MagBest HP LaptopsBest Laptops for College StudentsBest Lenovo Laptopslast_img read more

Porter flights to Myrtle Beach will resume on Feb 14

first_img Share << Previous PostNext Post >> Travelweek Group Posted by Thursday, December 14, 2017 center_img TORONTO — Porter Airlines is set to resume seasonal service to Myrtle Beach on Feb. 14, 2018, the only nonstop flights to the destination from Canada.Short flights will operate twice weekly on Wednesdays and Saturdays, with added frequency during March Break. Service concludes on May 19.Tickets are already available. Connecting flights are available via Toronto from numerous Porter destinations.“This is the time to get a head start on holiday planning,” said Robert Deluce, president and CEO of Porter Airlines. “Having a trip booked gives you something to look forward to once the holidays wrap up.”Porter Escapes vacation packages complement flights with several accommodation options, including: Bay Watch Resort and Conference Center; Camelot by the Sea; Doubletree Resort by Hilton Myrtle Beach Oceanfront; Marina Inn at Grand Dunes; Sheraton Broadway Plantation; and The Patricia Grand.Porter also offers gift certificates in any dollar amount, making it easy to give the gift of travel. Certificates can be purchased by calling its call centre at 1-888-619-8622. Tags: Myrtle Beach Porter flights to Myrtle Beach will resume on Feb. 14last_img read more

How Are Lenders Helping Buyers Navigate Their Home Purchase

first_img Homebuyers are using low down payment to navigate the tight inventory squeeze this spring buying season according to a survey on mortgage and home equity sentiment conducted by TD Bank. The survey, which focuses on understanding consumers’ home buying experience as well their attitudes and experiences on obtaining a mortgage and a Home Equity Line of Credit (HELOC),  found that 54 percent of recent homebuyers noted a limited selection of homes available to fit their wants and needs even though half of the homeowners surveyed said they took less than six months to buy their most recent home. Low down payment options have spurred many buyers to land their perfect home this year, with 63 percent of recent buyers saying they put less than 20 percent down on their home and 30 percent used a mortgage affordability program to do so. Around 37 percent of the buyers said they used a mortgage affordability program because of a lower down payment requirement, 21 percent chose the program because it allowed for a higher debt-to-income ratio, and 19 percent cited lower credit score requirements as the reason for choosing these programs.As far as education from lenders was concerned, the survey revealed that 86 percent of the respondents felt their lenders provided them with enough resources and information on the mortgage process. Sixty-three percent of the respondents said that they closed on their homes within their desired timeframe.Homebuyers also revealed that the mortgage process and closing procedures were when they needed the most guidance from their lenders, with 34 percent respondents surveyed saying they needed guidance during the mortgage process and 25 percent needing it during the closing procedure. Despite these positive responses, a majority of the consumers still feel that finding a home and the length of the process remain the least favorite elements of their home buying experience.Nearly 38 percent of the people surveyed said that they were likely to purchase a home in the next 1-3 years and around 32 percent purchased their existing homes in the last two years, the survey revealed. When it came to HELOCs, the survey found that half of past 10 year homebuyers had a HELOC.When it came to sources for lending, 80 percent of homebuyers considered at least two lenders for their most recent purchase. In person conversations and bank websites were listed as the most prominent sources of bank products/services, the survey found. in Daily Dose, Featured, News, Origination April 10, 2018 699 Views How Are Lenders Helping Buyers Navigate Their Home Purchase?center_img Home Home buying Homebuyers homeowners HOUSING Lenders loans mortgage Products Realtors survey TD Bank 2018-04-10 Radhika Ojha Sharelast_img read more