Swaziland Empowerment Limited (SEL.sz) HY2019 Interim Report

first_imgSwaziland Empowerment Limited (SEL.sz) listed on the Swaziland Stock Exchange under the Investment sector has released it’s 2019 interim results for the half year.For more information about Swaziland Empowerment Limited (SEL.sz) reports, abridged reports, interim earnings results and earnings presentations, visit the Swaziland Empowerment Limited (SEL.sz) company page on AfricanFinancials.Document: Swaziland Empowerment Limited (SEL.sz)  2019 interim results for the half year.Company ProfileSwaziland Empowerment Limited (SEL) is an investment holding company engaged in financial intermediation. The company offers a range of products and services to private, commercial and corporate companies that range from personal and business checking to savings plans, home banking and lending options. The personal and business division of Swaziland Empowerment Limited caters for checking, savings, mortgage loans, commercial banking services, trust and investment, auto, home and personal loans. Swaziland Empowerment Limited has a 19% stake in the telecommunication entity, Swazi MTN Limited. It is a subsidiary of the Public Services Pensions Fund with headquarters in Mbabane, Swaziland. Swaziland Empowerment Limited is listed on the Swaziland Stock Exchangelast_img read more

Cresta Marakanelo Limited (CRESTA.bw) 2021 Circular

first_imgCresta Marakanelo Limited (CRESTA.bw) listed on the Botswana Stock Exchange under the Tourism sector has released it’s 2021 circular For more information about Cresta Marakanelo Limited (CRESTA.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the Cresta Marakanelo Limited (CRESTA.bw) company page on AfricanFinancials.Document: Cresta Marakanelo Limited (CRESTA.bw)  2021 circular Company ProfileCresta Marakanelo Limited operates in the travel and tourism sector, concentrating on the provision of hotel services to business travellers. In addition to accommodation, Cresta, as part of its services, offers customers restaurants, bars, safari tours, provision of conference facilities, outside catering, as well as other ancillary business activities carried out from the Hotels. In its operations, Cresta derives marketing benefits and support from the use of the “Cresta” brand, through its Management Agreement with Cresta Holdings.last_img read more

A House in Tsukishima / ICADA

first_imgArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/800151/a-house-in-tsukishima-icada Clipboard Projects Japan A House in Tsukishima / ICADA Photographs:  Koichi Torimura, Shingo Kanagawa Manufacturers Brands with products used in this architecture project Architects: ICADA Area Area of this architecture project Area:  67 m² Year Completion year of this architecture project “COPY” “COPY” 2015center_img Photographs Year:  Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/800151/a-house-in-tsukishima-icada Clipboard Save this picture!© Koichi Torimura+ 20 Share Manufacturers: DN LightingGeneral Contractor:Tsuki-zoArchitect In Charge:Nariaki ChigusaCity:ChuoCountry:JapanMore SpecsLess SpecsSave this picture!© Koichi TorimuraText description provided by the architects. This is a renovation project that making a very special space between inside and outside of the wall of the house. We create this small house renovation in pursuit of human body in the space.Save this picture!© Koichi TorimuraThis four-story building is for single person in Tsukishima, Tokyo. Tsukishima is a reclaimed area during Edo period where has a long history of local community.Save this picture!© Koichi TorimuraSave this picture!Floor PlansSave this picture!© Shingo KanagawaAlthough the building, “The house in Tsukishima” has a simple appearance, this is a conceptual housing project; it focuses on the relationship between human body and the living space. “The Ring” and “The Cross” are the two features We designed to realize the concept.Save this picture!© Koichi TorimuraThe RingIs made of polished stainless. It is put between inside and outside of the wall so that the Ring creates extra ‘spaces’ is difficult to understand the depth. This ‘space’ is for the wall, not for human. This contradictory perception change the seemingly normal life space to those foreign.Save this picture!© Koichi TorimuraThe CrossIs made of wires and very light LED tubes and they are settled at the stairwell in a three dimensional shape. This lightning equipment “The Cross”, and its 3-D shape give us a feeling of alienation from the space so that those ordinary walls, ceiling and space easily turn to be symbolic things. Save this picture!© Koichi TorimuraOur indication is that such “disappearance” of human body makes one’s mind closer to the space through the experience of living in this house. Save this picture!© Koichi TorimuraEach furniture, lighting equipment and doors are exclusively designed for this building to provide modest symbolic attitude in the interior. Especially, the closet set at the center of the living room is made of transparent material shows the visual independency of the closet from the wall and wooden floor – the factors surround one’s body–.Project gallerySee allShow lessCinnamon Tower and Pavilion / Bolles + WilsonSelected ProjectsRealrich Architecture Workshop’s Brava Casa is a Philosophy of Life and FormArchitecture News Share A House in Tsukishima / ICADASave this projectSaveA House in Tsukishima / ICADA CopyHouses, Renovation•Chuo, Japan CopyAbout this officeICADAOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentRenovationChuoJapanPublished on November 28, 2016Cite: “A House in Tsukishima / ICADA” 27 Nov 2016. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemPlasticsMitrexSolar SidingMetal PanelsAurubisCopper Alloy: Nordic RoyalSystems / Prefabricated PanelsKalwall®Translucent WalkwaysPanels / Prefabricated AssembliesIsland Exterior FabricatorsSpecialty Facade SystemsLightsLouis PoulsenLamps – LP Slim BoxWoodBruagAcoustic Panels with LEDTiles / Mosaic / GresiteHisbalitMosaic Tiles – Palm SpringsMineral / Organic PaintsKEIMBlack Concrete – Concretal®-BlackSuspension SystemsMetawellAluminum Panels for Smart CeilingsDoorsGorter HatchesFloor Door – Fire RatedBricksDEPPEWaterstruck Bricks – 1622/1635ekws DFMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Coast-to-coast rallies demand: Keep U.S. Postal Service viable

first_imgRallies demanding the U.S. Senate approve funding that would “SAVE OUR POSTAL SERVICE” were held on June 23 from coast to coast. The message of the day: Include a $25 billion USPS rescue plan in the next Senate stimulus package.Without funding, it is projected the agency could run out of money this year because of lost volume and revenue due to the pandemic. At least 70 postal employees have died from the coronavirus. The U.S. Senate is scheduled to deliberate on a new stimulus bill in July.Philadelphia activists say, ‘Save our post office!’ June 23.Credit: Joe PietteThe protest in Philadelphia was especially noteworthy for the support shown for the post office and its workers by local community and labor organizations and the solidarity with Black Lives Matter expressed by unionists. Over 50 people held signs, cheered, chanted, marched, spoke or car caravanned for two hours.In front of an historic working post office dedicated to the first U.S. Postmaster General, Benjamin Franklin, demonstrators heard from speakers on why the postal service must be allowed to keep delivering the mail. Nick Casselli, president of the American Postal Workers Union (APWU) Local 89, and Joe Rodgers, president of the National Association of Letter Carriers (NALC) Branch 157, started off the rally.The highlight of the day was a speech given by Kempis Songster of the Amistad Law Project. Sentenced to life in prison when he was just 15, he spent 30 years behind bars until he was released due to a Supreme Court decision making life sentencing of youth unconstitutional. The crowd was spellbound as he spoke on the importance of mail for incarcerated people.Songster described how the Pennsylvania Department of Corrections requires mail to be sent to a Florida company where every letter, photograph, card and child’s drawing is copied, and the photocopy is sent to prisoners. It results in each incarcerated person receiving a black-and-white version of the original documents. The copy fails to capture their “family’s tears on the original letter,” said Songster. He finished by stating that defending the U.S. Postal Service is part of protecting everyone’s right to communicate with our families and society at large.Labor, community solidarityThere were also remarks from representatives of many unions, including library worker Perry Genovesi of American Federation of State, County, Municipal Employees DC 47; Coalition for a Just Philly Budget; Omar Salaam, AFSCME Local 427 and  District C 33, representing sanitation workers;  Paul Prescod with the Philadelphia Federation of Teachers;  Dr. Robin Cooper, Commonwealth Association of School Administrators, Teamsters Local 502;  Max Avener, Temple Association of University Professionals; Ray Martinez, Service Employees (SEIU) Local 668; and Jeeva Muhil from UNITE HERE.As the car caravan of seven or eight cars circled by the rally every 10 minutes, horns blaring each time they passed, representatives of community organizations further enriched the rally. Speakers included Megan Murray, a Whole Foods worker fired last week for trying to organize a union; Philadelphia City Councilmember Kendra Brooks; Monica Robinson of the Philly Coalition of Labor Union Women; and Mike Wilson and Kamau Mkafele Mshale of Philly REAL Justice.After a short march, demonstrators finished at Sen. Pat Toomey’s office a few blocks away. Several television stations, radio and print media covered the event.Community and Postal Workers (CPWU) members who organized the rally followed up on June 25 by getting the Philadelphia City Council to pass a resolution that “calls on our US senators and congressional representatives to support the appropriation of funds to sustain the US Postal Service, and to ensure the Postal Service continues to function as a universal public service.”Corporations got bailed out, Post Office got sold out!Philadelphia postal workers: ‘USPS not for sale!’ Credit:  Joe PiettePostal demonstrations were timed to coincide with the delivery of 2 million petitions to the Senate in Washington, D.C. APWU President Mark Dimondstein, actor John “Bowser” Bauman and Rahna Epting, executive director of MoveOn, led a 75-car caravan containing the petitions in huge white Express Mail cartons to the foot of Capitol Hill. The petitions call on lawmakers to enact the Heroes Act, including $25 billion to save the U.S. Postal Service from financial devastation the coronavirus has caused.“The post office is literally under threat of running out of money,” Dimondstein said. “The Cares Act”— the prior $2.2 trillion aid bill Congress passed in March — “generated over $500 billion for private corporations, but nothing for the post office.”Public opinion polls show 91 percent support for the Postal Service — especially in rural areas whose residents depend on it for delivery of food, medicines and other vital items during the pandemic.And 69 percent of respondents backed a direct, cash, no-strings-attached payment to the USPS, which is what APWU, NALC, the Mail Handlers/Laborers, the AFL-CIO, Jobs With Justice, the Alliance for Retired Americans and other supporters advocate.Car caravans, marches and rallies also took place in over two dozen cities, including Toledo, Ohio; Kalamazoo, Mich.; San Francisco; Seattle;  Mankato, Minn.; Des Moines, Iowa; San Antonio, Texas; Raleigh, N.C.; Oklahoma City, Okla.; Denver; St Charles, Mo.; Clarksburg, W.Va.; and Portland, Ore. In New York City half a dozen postal workers and supporters held signs and gave out fliers to passersby at 17 different post office locations.Joe Piette is a retired letter carriers and member of the NALC.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Pilot Insurance Coverage Available for Hemp Growers

first_img By NAFB News Service – Dec 23, 2019 Facebook Twitter Pilot Insurance Coverage Available for Hemp Growers SHARE Home Indiana Agriculture News Pilot Insurance Coverage Available for Hemp Growers Hemp plants grown at Hampshire Farms in Kingston, Michigan. Photo: Ashley DavenportThe Risk Management Agency announced it’s offering a new crop insurance option for hemp growers in select counties across 21 states next year.The pilot insurance program will provide Actual Production History coverage (APH) under 508(h) Multi-Peril Crop Insurance.The offer is for eligible producers who raise the crop in certain counties throughout states like Alabama, California, Colorado, Illinois, Indiana, Kansas, Kentucky, Michigan, Maine, Minnesota, Montana, New York, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Tennessee, Virginia, and Wisconsin.The MPCI coverage applies to hemp grown for fiber, grain, or CBD oil for the 2020 crop year. This is in addition to the Whole-Farm Revenue Protection coverage available to hemp growers that was announced earlier this year.“We are excited to offer coverage to certain hemp producers in the pilot program,” says RMA Administrator Martin Barbre. “Since it’s a pilot program, we look forward to feedback from producers in the program during the upcoming crop year.”To be eligible for the program, producers must meet several requirements, including complying with applicable state, tribal, or federal regulations for hemp production, they must have at least one year’s history of producing the crop, and they must have a contract for the sale of the insured hemp. SHARE Facebook Twitter Previous articleChina Can Fulfill Pledge to Purchase $40 Billion in U.S. Farm GoodsNext articleShould Farmers Get Paid to Use Cover Crops? NAFB News Servicelast_img read more

Former Cairo correspondent denied entry on arrival in Egypt

first_imgNews Receive email alerts to go further Less press freedom than ever in Egypt, 10 years after revolution RSF_en May 31, 2018 Former Cairo correspondent denied entry on arrival in Egypt January 22, 2021 Find out more Nina Hubinet flew to Cairo on 25 May with the aim of spending a week-long vacation in Egypt but, when her passport was checked on arrival, security officials told her that her name was on a blacklist.They then questioned her about a story she wrote in 2013 about Egypt’s Nubian ethnic minority and about her coverage of the 2011 uprising. They also wanted to known if she planned to see any of the former Tahrir Square protesters she met in 2011. While based in Cairo, she reported for various French-language media including La Croix and Ouest France. “On what basis does Egypt compile blacklists of unwelcome journalists?” asked Sophie Anmuth, the head of RSF’s Middle East desk. “What did these Cairo-based foreign correspondents do wrong aside from doing their job as reporters while there? The automatic mistrust of journalists displayed by the Egyptian authorities is very worrying.”In a Facebook post written after being put on a flight back to Paris, Hubinet made it clear that, while aware of how harshly the Egyptian authorities are currently cracking down on journalists and activists, she had not imagined that they would regard her as a problem, in part because she has not written anything on Egypt since 2014.The media outlet she reported most for while in Egypt was the French newspaper La Croix. One of her successors as La Croix’s Cairo stringer, fellow French journalist Rémy Pigaglio, was denied entry to Egypt on his return from a vacation in France in May 2016.Bel Trew, a British journalist working for The Times, was expelled in March of this year. At least 35 journalists are currently imprisoned in connection with their work in Egypt, which is ranked 161st out of 180 countries in RSF’s 2018 World Press Freedom Index. Help by sharing this information February 6, 2021 Find out more News News Al Jazeera journalist Mahmoud Hussein back home after four years in prison Organisation News EgyptMiddle East – North Africa Condemning abuses Follow the news on Egypt February 1, 2021 Find out more EgyptMiddle East – North Africa Condemning abuses Detained woman journalist pressured by interrogator, harassed by prison staff Reporters Without Borders (RSF) deplores the latest sign of Egyptian government mistrust of journalists, its decision to deny entry to French journalist Nina Hubinet last week after questioning her about her coverage of the 2011 uprising and other aspects of her reporting during the five years she was based in Cairo.last_img read more

Local Elections Candidate Filing Period Opens Next Monday, November 14

first_imgGovernment Local Elections Candidate Filing Period Opens Next Monday, November 14 Published on Wednesday, November 9, 2016 | 4:33 pm 3 recommended0 commentsShareShareTweetSharePin it Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena More Cool Stuff Your email address will not be published. Required fields are marked * Make a comment HerbeautyA Dark Side Of Beauty Salons Not Many People Know AboutHerbeautyHerbeautyHerbeautyBet You Didn’t Need Another Reason To Stay Coupled Up This SeasonHerbeautyHerbeautyHerbeautyRub This All Over Your Body And He’s Guaranteed To Swoon Over YouHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeauty Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Business News Subscribecenter_img Community News Now that the U.S. Presidential General Election is over, Pasadena’s voters will be able to focus on electing local representatives in 2017 for Pasadena’s City Council Districts 3, 5 and 7 and the Pasadena Unified School District (PUSD) Board of Education Districts 1, 3, 5 and 7. Candidates for the City Council and Board of Education seats will be vying for four-year terms each.City Clerk Mark Jomsky said the official nomination period opens on Monday, Nov. 14 and closes at 5 p.m. Friday, Dec. 9, 2016 for both the City and PUSD elections.The City Clerk’s Office will be issuing nomination papers during that period to qualified candidates.Two identical Candidate Workshops will be conducted by the City Clerk staff in the City Clerk’s Office at City Hall, 100 North Garfield Avenue, Room S228, at 8 a.m. Monday, Nov. 14 and at 5:30 p.m., Wednesday, Nov. 16.Election information is available online www.cityofpasadena.net/cityclerk/election or by calling the City Clerk’s Office at (626) 744-4124 during regular business hours, Monday through Friday. The webpage will be updated periodically with candidate nomination information or if any local measures are added to the ballot.Are you interested in helping out your community for the election? Poll workers and accessible polling sites are needed for the March 7, 2017 consolidated City and PUSD primary election and the April 18, 2017 general municipal election. If you speak Chinese, Korean, or Spanish, you are especially needed! Poll workers provide a critical community service to the election process. Call the City Clerk’s Office at (626) 744-4124 to sign up as a poll worker or to host a polling site!Do you need to register to vote? Voter registration information is available at City Hall Offices, public libraries, post offices, as well as online www.registertovote.ca.gov. The deadline to register to vote for the March 2017 Primary Nominating Election is Monday, February 20, 2017.Stay connected to the City of Pasadena! Visit the City of Pasadena online at  www.cityofpasadena.net; follow the city on Twitter @PasadenaGov, www.twitter.com/pasadenagov, and like the City on Facebook at www.facebook.com/cityofpasadena. Or call the Citizen Service Center, 8:00 a.m. to 5:00 p.m., Monday through Friday, at (626) 744-7311. Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy First Heatwave Expected Next Week faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Name (required)  Mail (required) (not be published)  Website last_img read more

‘Horrible’: Witnesses recall massacre in Ethiopian holy city

first_imgLocal NewsWorld News Twitter TAGS  The Church of St. Mary of Zion is seen in Axum, in the Tigray region of Ethiopia, Monday, Nov. 4, 2013. As Ethiopia’s Tigray region slowly resumes telephone service after three months of conflict, witnesses gave The Associated Press a detailed account of what might be its deadliest massacre, at the sacred Ethiopian Orthodox church in Axum. Facebook By Digital AIM Web Support – February 18, 2021 Facebook Pinterestcenter_img WhatsApp Pinterest ‘Horrible’: Witnesses recall massacre in Ethiopian holy city Twitter WhatsApp Previous articleSC governor signs abortion ban; Planned Parenthood suesNext articleUN: Huge changes in society needed to keep nature, Earth OK Digital AIM Web Supportlast_img read more

Ripple Effect

first_imgHome / Daily Dose / Ripple Effect Related Articles in Daily Dose, Featured, Print Features Subscribe Servicers Navigate the Post-Pandemic World 2 days ago November 24, 2017 2,227 Views The Best Markets For Residential Property Investors 2 days ago Editor’s note: This story was originally featured in the November issue of DS News, out now. Over the course of the past several months, America has been captivated by the slow and steady threat and ultimate impact of some of the most monstrous storms in our history. Right on the heels of Hurricane Harvey which crippled Houston we, as a nation, were bracing for Irma and then again for Maria, a series of natural disasters whose magnitude would leave in their wake tragic levels of devastation.Hurricanes Harvey, Maria, and Irma left a swath of destruction that not only impacted many of our island neighbors, but also flooded our cities throughout the entire state of Florida, as well as areas of Georgia, Texas, South Carolina, and the entire island of Puerto Rico. While many of us were fortunate to not be in the path of the storms, we all felt the pain and tragedy of the widespread impact. It’s in times like this that we become of aware of so many things we often take for granted.For those who were spared, it’s incumbent to assist those directly impacted. Harvey, Irma, and Maria gave us all a good dose of humility, and helped shed light on just how small we are. No matter your race, creed, sexual orientation, or political position, the power of Mother Nature demonstrates the insignificance of our social differences. A storm can highlight the very worst in us, as indicated by looters, but also the purest resolve of the human spirit on display with our courageous first responders and giving hearts of our neighbors. As these storms were impacting so many of our friends, family, coworkers, and clients, they also highlighted another key factor. They made us all take stock of what our plan is, and how we might navigate our responsibilities at home or work if we were faced with days, or weeks, of no power, water, or office space. Before the next disaster strikes, ask yourself the following questions:Do you have a disaster recovery plan? If so, has it been tested?Do you have a plan to handle increased growth or an unexpected and lengthy interruption in service?Are you scalable and nimble?Partnering for ProtectionThe good news is that when preparing for the worst-case scenario, you don’t need to go it alone—a trusted outsourcing partner can help see you through any troubled waters. In the days leading up to Hurricane Harvey many of our clients reached out to us to let us know about their concerns. They called to request assistance in covering their business needs in anticipation of a significant and imminent business disruption. Whether or not they were fully aware of it initially, the additional value that comes with outsourcing became palpable over the past several weeks.A good outsourcing puts all hands on deck and works extended hours during crises to meet the business demands of their business partners. Ultimately, the storms of the past few months taught us that while we will work together to restore order and that life can, and will, go on, we can’t risk everything by not being prepared. It is these undeniable facts, which if we learn our lesson well, will resonate long after the water recedes, the lights come back on, and normalcy is the order of the day again.All too often we take things like insurance or disaster recovery for granted, and only become keenly aware of their importance when a crisis hits. The words ‘offshoring’ or ‘outsourcing’ are often met with varying impressions, many of which are negative.However, like with most things, when leveraged properly, a good partner in business can provide ancillary benefits that aren’t measured only in one’s bottom line. To ensure full coverage, outsource providers leverage third-party vendors for functions that don’t make sense to keep in-house. Common areas that make sense for businesses small and large to utilize third-party vendors for are server storage and maintenance. For Global Strategic utilizing a strategic IT partner allows us to incorporate an alternate site for our database into our disaster recovery plan. This approach to creating a strategic redundancy provides invaluable stability to companies of any size, and certainly helps us formulate a plan that will help us serve our clients’ needs, no matter what transpires.The Light Through the CloudsWhether you credit Rahm Emanuel or Winston Churchill with the sentiment “Never let a serious crisis go to waste,” it carries a great deal of weight. Churchill was talking about lessons learned from WWII and how not to repeat them, specifically in the formation of the United Nations. We all see the value of leveraging partners when it comes to global security and peace. Leveraging strategic partners for our life and business can and should be no different. We should take advantage of the lessons learned from those impacted by these unprecedented disasters. Each of us has an opportunity to look at our business with greater clarity, and ask an important question: What would you do if your office was wiped out, or power to your operation was cut for weeks or months? If you haven’t thought about it or invested in a plan, then there is no time like the present. For many of us, we often feel we are far too busy handling our day-to-day workload to invest in a plan that may never come to fruition, but to not invest that time and effort is to risk everything.Even as an offshore provider who serves as just one cog in the wheel of a full disaster recovery plan for our clients, we are constantly looking at our own plans and testing them. Our company took the initiative to adopt a process methodology with annual audits and certification reviews. For us, it was ISO 27001; for your business, another may be more suitable. But regardless of what you utilize, great lessons, practices, process improvements, and security will follow.Taking the First StepsThe first place to start for any sized business would be to leverage an outside party or consulting company to assess your risk and provide you with a gap-and-risk analysis. Such an investment is worth its weight in gold for a business that wants to grow and do so prudently and sustainably. This discovery assessment will provide you great insight into areas that require attention within your business.Next up would be to review your entire operation, processes, insurance policies, and disaster recovery plan. If you don’t have one get one right away; if you do have one, find out how often it is tested.Lastly, consider leveraging partners that can be called upon during times of crisis, during short-term interruptions, or even during short-term bursts in volume. Questions we all need to ask:Do you have an offsite back up of all your data?Do you test your backup?Do you have a first-right-of-refusal lease option for your operations?Do you have the ability to quickly scale up your operation in times of crisis or need?If you allow work from home options or are a smaller business, do you have security and backup procedures documented for those machines outside of your operation space?When you start to peel back the layers, it can get overwhelming, which is why partners in business are so key. No one outsource vendor can deliver everything. But as the adage goes, you wouldn’t want to put all your eggs in one basket. During the storms, our clients were able to meet a good deal of their daily workload as a result of properly leveraging an offshore partner. But if they hadn’t already invested in cloud-based technologies or leveraged an offsite server backup, we would not have been nearly as helpful. A well-constructed plan must take into account all aspects of your business demands.If you take anything away from the tragedies, take this—we all got a wakeup call, both personally and professionally. Many companies were able to fully witness their disaster recovery plan go into full effect, and while that scenario is scary, it is also validating to know one’s preparations were smart and effective. We pray everyone overcomes the impact of these storms and hope that recovery is swift. For the rest of us, we are being called to donate our time and resources to assist recovery—and learn from the lessons of these current events. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Previous: Bank on These Banks for Customer Satisfaction Next: A Closer Look at FHA’s CWCOT Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days agocenter_img Harvey HOUSING Irma mortgage 2017-11-24 rachelwilliams Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Ripple Effect Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Harvey HOUSING Irma mortgage Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

National Foundations Join Forces to Combat Housing Instability

first_imgHome / Daily Dose / National Foundations Join Forces to Combat Housing Instability Affordable Housing Affordable Housing Crisis Annie E. Casey Foundation Bill & Melinda Gates Foundation Conrad N. Hilton Foundation Ford Foundation Funders for Housing and Opportunity Grants housing assistance John D. and Catherine T. MacArthur Foundation JPB Foundation Kresge Foundation Melville Charitable Trust Oak Foundation Single Family Rental 2018-02-20 David Wharton Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribe About Author: David Wharton The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago According to the National Low Income Housing Coalition, there is currently no state in the U.S. where a person earning the minimum wage and working 40 hours per week can afford to rent a basic two-bedroom apartment, much less purchase or rent a home. The lack of affordable housing is being felt across the country, even as home prices trend higher and inventory continues to be scarce overall. Now nine of the largest private foundations in the country are joining forces to combat this problem.The newly announced Funders for Housing and Opportunity will unite organizations including the Annie E. Casey Foundation, the Bill & Melinda Gates Foundation, the Conrad N. Hilton Foundation, the Ford Foundation, the John D. and Catherine T. MacArthur Foundation, the JPB Foundation, the Kresge Foundation, the Melville Charitable Trust, and the Oak Foundation. As Funders for Housing and Opportunity, they will work collaboratively to ensure that “individuals and families across America who spend more than half of their income on rent—or have no homes at all—will be able to afford safe, stable rentals in thriving communities.”Jeanne Fekade-Sellassie, Project Director, Funders for Housing and Opportunity, said, “Any one foundation, working alone, can have only limited impact given the scale of the problem. Too many lower- and middle-income families struggle to afford each month’s rent. We need a monumental shift in how rental housing security and its impacts are addressed at the national level. By working together, Funders for Housing and Opportunity and our partners can be a powerful force for change.”Prior to this collaboration, the various foundations making up the Funders for Housing and Opportunity invested more than $65 million in domestic housing-related causes in 2017. To get the ball rolling, Funders for Housing and Opportunity has awarded four grants, totalling $4.9 million, to several different nonprofit organizations, including the Center for Community Change’s Housing Trust Fund Project, the National Housing Trust and Enterprise Community Partners, the National Low Income Housing Coalition, and the Partnership for Children and Youth.“Housing is much more than a roof over our heads—it is a basic human need and it bolsters entire communities,” said Susan Thomas of the Melville Charitable Trust, Chair of the collaborative. “When homes are decent, stable and affordable, kids do better in school, seniors are healthier longer and more socially connected, workers are more productive, and families have more disposable income to boost our local economies. For this reason, we’re bridging across fields to make housing opportunity a shared priority.”Without positive action, the affordable housing crisis will likely only get worse. Moreover, a December market analysis by Zillow reported that the booming single-family rental market was making the affordable housing crisis worse in some markets by further limiting options for lower- and middle-income buyers.Thankfully, the issue has been receiving a lot of attention in recent months. In December, Fannie Mae announced its Sustainable Communities Innovation Challenge, offering up $10 million for solutions to the country’s affordable housing issues. This new Funders for Housing and Opportunity collaborative stands to shine even more light on a serious and complex problem. Sign up for DS News Daily center_img Tagged with: Affordable Housing Affordable Housing Crisis Annie E. Casey Foundation Bill & Melinda Gates Foundation Conrad N. Hilton Foundation Ford Foundation Funders for Housing and Opportunity Grants housing assistance John D. and Catherine T. MacArthur Foundation JPB Foundation Kresge Foundation Melville Charitable Trust Oak Foundation Single Family Rental Governmental Measures Target Expanded Access to Affordable Housing 2 days ago February 20, 2018 2,969 Views Demand Propels Home Prices Upward 2 days ago Related Articles National Foundations Join Forces to Combat Housing Instability The Best Markets For Residential Property Investors 2 days ago  Print This Post in Daily Dose, Featured, Headlines, Journal, News Share Save Previous: How Many Interest Rate Hikes Inbound in 2018? Next: First Mortgage Default Rates Hold Steadylast_img read more